It's a minor nuisance keeping track of those "loyal customer" programs, and you just know the stores are amassing all kinds of data about the products you use, but there's also a real upside: saving money.
For instance, I go through a lot of printer ink. By returning my "empties" to Staples and using my customer card, the other day I paid only $2.99 plus tax for a black-ink cartridge that normally sells for $14.99.
And by doing all my shopping at Giant, I get a discount at their gas station. I waited til my tank was almost empty -- 12 miles left, according to the gauge! -- and then used all of my discount points to fill it up, saving 30 cents a gallon. Not bad at all!
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